11 Best Credit Repair Software 2023 For Business & Personal Use

best credit repair software

Choosing the right credit repair software is essential if you want to correct and get rid of errors on your credit report. Every credit repair software has its strengths. Some are excellent at writing sample letters and following up on disputes. Others do the litigation for you and help you track your credit for any problems that may arise later. In this guide, we are going to help you choose the best credit repair software either for business or personal use along with our top 3 choices.

Disclosure: Some of the links in this article may be affiliate links and when you buy through them, we may earn an affiliate commission at no extra cost to you. Our affiliate disclosure can be found in our privacy policy.

In a hurry? Our top 3 picks are Credit Repair Cloud, DisputeBee and Client Dispute Manager(CDM)

Bad credit can have numerous negative consequences, but there is hope. Credit repair software can help correct errors in your credit report, assist creditors, and provide training to help you improve your credit as quickly and effectively as possible.

One study has shown that one-third of people make mistakes on their credit report. So chances are your credit is being hampered by something that could be legally removed from your report.

We are going to help you by reviewing the best credit repair software both for individuals and businesses, assessing their strengths, opportunities, and why you should trust them to repair your credit. Ultimately, the best credit repair software is the one that fits your needs.

If you want to clean up your credit quickly, these services can help. 

What is the Best Credit Repair Software?

You can use credit repair software to start a credit repair business or work on your own credit score. Let’s get started and dive into the details of the best credit repair software to try this year.

1. Credit Repair Cloud

Best Overall Credit Repair Software For Business & Personal Use

credit repair software

Credit Repair Cloud is mainly for credit repair businesses that help individuals fix their credit scores. However, individuals can also use the software, as the entry-level starting plan supports up to 3 team members and 100 active customers.

Trustpilot’s Credit Repair Cloud review is a staggering 4.9 stars out of 5, which means many satisfied and happy customers are using it. There are different price levels offered depending on what you want to achieve.

The software makes it easy to submit disputes and track all results on your dashboard. A key part of the Credit Repair Cloud’s appeal is the amount of support and free training available. If you have questions about the process or need help, their online community of over 26,000 people is always there and more than willing to help.

Credit Repair Cloud Key Features:

CRC features
  • 30-day satisfaction guarantee.
  • Add customers to ready-made business.
  • Import credit reports and create credit audits with just one click.
  • A library of dispute letters with over 100 letters.
  • Create a dispute letter in seconds with the full wizard setup. 
  • Organize everything in one simple dashboard and CRM.
  • Free web hosting for two months.
  • Supports multiple accounts.
  • Affiliate partnership with full referral tracking.
  • Integration with Zapier. 
  • Generate extra income with credit monitoring services.
  • 14 Day Training course (Credit Hero Challenge).
  • Automated credit disputes.
  • Earn extra money from credit repair services with affiliate programs.

Credit Repair Cloud offers video training, podcasts, daily live software training, and other educational resources that provide everything you need to know about credit repair. It also offers a full-featured 30-day free trial so you can test it without risking a long-term commitment.

Credit Repair Cloud Pricing:

crc pricing

The lowest plan starts at $179 per month, with a 20% discount if you sign up for an annual plan and comes with: 

  • Up to 3 team members.
  • Unlimited storage.
  • Unlimited affiliates and leads.
  • Private label client portal.
  • 300 active clients

The Grow plan is $299/month and the Scale plan is $399/month. The last plan is Enterprise, which costs $599 per month with up to 2400 clients and 24 team members.

We recommend this credit repair software if you want to grow and scale your credit repair business. The software makes it easy to sign up new clients and send dispute letters with the click of a button.


2. DisputeBee

Best Credit Repair Software For Personal Use.

disputebee

The DisputeBee platform is cloud-based, works when you upload your credit report, and uses the dispute resolution wizard to let you know which accounts are negative or inaccurate for each major credit bureau.

DisputeBee’s credit repair software does things a little differently. First, it offers plans for individuals and credit repair businesses. Second, you can use their online portal to create dispute letters that you can send out yourself.

DisputeBee is the runner-up when it comes to credit repair software. The reason they beat other competitors is because they allow personal disputing at a cheap price and once you fix your credit you can start fixing others by upgrading to their business plan.

With DisputeBee, you have the ability to dispute credit information with vendors/furnishers as well as credit bureaus. In addition to helping file disputes, the software also contains educational materials that teach you more about how credit works so you can get the most out of your subscription.

Once you’ve sent out the mails, you can use the platform’s tracking tool to track the progress of each dispute and make sure it doesn’t slip through the cracks. Since multiple submissions may be required to resolve disputes, this feature may be more useful than you initially thought.

This is how DisputeBee works:
  1. Import credit reports from another source.
  2. Select the item you want to dispute.
  3. Click a few buttons to forward your information to the dispute letter template.
  4. Download the completed template, print it and mail it.
  5. When you receive a response, you upload that information to DisputeBee.

DisputeBee Key Features:

disputebee features
  • Import credit reports.
  • Interactive letter generator.
  • A complete CRM system to manage your customers and results.
  • Electronic contract integration for faster registration/enrollments.
  • Online dispute tracking tool. 
  • Unlimited team members.
  • Educational training materials.
  • Send letters and easily follow up with major credit bureaus.

DisputeBee Pricing: 

disputebee pricing
Individual: $39 per month
  • Supports all credit bureaus.
  • Ability to import your credit report.
  • Dispute tracker.
  • Dispute collections
  • Pre-written letter templates.
Business: $99 per month
  • Everything in individual plus…
  • Unlimited clients.
  • Unlimited team members.
  • Bulk letter generation and printing.
  • Online client portal.
  • Customized letter templates.
  • Client billing and e-contract integration.

So, while DisputeBee focuses on personal credit repair software, you can also use their business plan to start your own credit repair business.

Additionally, the platform says it could help dispute tax liens in the near future. 


3. Client Dispute Manager

Best All in One Credit Repair Software For Businesses

CDM

Client Dispute Manager software makes it easy to start your own credit repair business. They provide customer management, credit reporting tools, create automated credit repairs, dispute letters, free training and even customer onboarding automation systems.

Client Dispute Manager (CDM) offers a complete credit repair business in one box. 

This CRM system allows you to manage customer details and credit repair documents such as letters, disputes, memos etc. It is basically a complete software solution for businesses or consumers who want to start a credit repair business.

CDM Key Features:

CDM features
  • Automate customer consultations in just a few clicks.
  • You can easily import credit reports and earn affiliate revenue.
  • Integrated marketing tools including SMS.
  • Choose from almost 300 dispute letter templates.
  • Edit and upload your own dispute letters for advanced users. 
  • Accept credit card payments and set up recurring payments.
  • Chat support software.
  • Free app demo (credit repair software training).

CDM Pricing:

CDM Pricing

Client Dispute Manager comes with a 30 day Free Trial which you can take advantage of before you fully commit.

Other Plans include:

  • Starting: $50 first month then $99
  • Growing: $149/ month
  • Enterprise: $199/month
  • Yearly: $1,200/year

4. Dovly

Best Credit Repair Software For Filing Disputes.

DOVLY

Dovly is personal credit repair software for people who want to fix their credit. Their stats are impressive, with 92% of customers reporting an improvement in their credit rating. They also showed an average gain of 54 points in six months or less. This is so special!

Customer reviews also compliment Dovly. One common concern, however, is their contention algorithm. It only allows three disputes per month. In their defense, Dovly did its own research and found that three per month is best.

The free version of Dovly offers one TransUnion dispute per month. It also gives you a summary report of TransUnion Credits every 30 days. But what about other credit bureaus? For this you will need to subscribe to the Dovly’s Premium service.

Premium plan at $40 a month comes with the following features:
  • Credit reports from all the three credit bureaus (updated every 30 days).
  • Up to three disputes at three credit bureaus per month.
  • Credit monitoring.
  • Live customer support.
  • Encrypted security features. 
  • Monitor identity theft for all the three bureaus.

If you are serious about repairing your credit, you should work with all three credit bureaus. not just one. If you calculate the six months it takes for most people to improve their scores on Dovly, that adds up to about $240. This is on the low side for credit repair software.


5. ScoreCEO

SCORECEO

ScoreCEO was developed for entrepreneurs who run credit repair businesses. 

This software allows you to integrate your social media for faster content production and also allows you to white mark their software as your own. 

They lure you in with an enticing 30-day free trial that requires no credit card information.

You can run your credit repair business in a way that works for you. The ability to outsource dispute resolution or handle it yourself gives you flexibility. Meanwhile, customer workflow and sales automation make it easy to manage each customer’s profile.

ScoreCEO Key Features:

SCORECEO FEATURES
  • Automated Sales Pipeline.
  • Automated Client Workflows.
  • Advanced Analytics Dashboard.
  • Electronic Document Signature Tracking.
  • Advanced Dispute Engine.
  • Social Media Marketing System.
  • Google Analytics Integration.
  • Support of All Revenue Models.
  • State Contract Compliance Engine.
  • Mandrill Integrations.
  • Compliance Engines.

ScoreCEO Pricing:

SCORECEO PRICING

In addition to the free plan, they also offer monthly plans of $129, $179, and $299 to easily scale your credit repair business.


6. Credit Versio

Best Free Credit Repair Software

creditversio

Similar to Dovly, Credit Versio is an AI-powered personal credit repair software that allows you to easily upload your own credit report and submit dispute documents via mobile phone.

Credit Versio customers are very pleased with it and it has a 4.5 out of 5 star rating on Trustpilot.

If you are looking for an easy and affordable way to rebuild your credit, then we highly recommend Credit Versio. They make the process very simple and walk you through the entire process, from uploading your credit report to viewing your results monthly. Plus, their customer service is outstanding. 

Credit Versio is technically free. However, to import your credit report, you will need a SmartCredit or IdentityIQ account. If you already have an account, it doesn’t matter, but if you don’t, it will cost you about $20-30 per month to open an account.

Once you’ve entered your credit reports, the AI ​​will quickly read the reports from all three credit bureaus and assess the damage. It will color-code the positives in green and the negatives in red for an easy overview of your credit profile. 

Based on the information in your credit reports, it suggests a smart dispute reason that is directly related to their predefined dispute letters. Just download it from your email address, print it out and mail it in.

CreditVersio Key Features:

creditversio
  • Integration with SmartCredit & IdentityIQ.
  • You can send out unlimited disputes every month.
  • Set follow ups and reminders.
  • Virtual credit coaching calls access.
  • Free credit repair training courses.
  • Monthly credit monitoring.
  • Tutorials.

CreditVersio Pricing:

Using Credit Versio is completely free, but you still have to pay for credit monitoring services.

Credit monitoring services range from $19.95 per month to $29.99 per month depending on how many features you want.


7. Experian Boost

Best Credit Repair Software For Minor Repairs

experian boost

If you only need minor repairs to your credit report, Experian Boost is a great option. The service is free, but only monitors Experian credit reports.

This personal credit repair software helps individuals repair their credit score by adding positive payment history to their credit report. This includes things like phone bills, electric bills, water bills, natural gas, cable Internet, streaming services and other monthly payments that aren’t normally included on your credit report.

If you find an error in your credit report, the service will guide you through the dispute process. It may take longer to write a letter than paid services, but it’s worth a try.

Also, since it is a service by a major credit bureau, you can rest assured that your personal information is protected.

Experian Boost Key Features:

experian boost features
  • Free to use.
  • See your FICO score instantly.
  • Check out the improvement in your credit rating.
  • Monitor FICO scores with Experian data.
  • Free Dark Web Monitoring Report.
  • Credit cards and loans that fit your situation.

Experian Boost Pricing:

Experian Boost is completely free.


8. Smart Credit

Best For Branding

smartcredit

With SmartCredit, you can monitor your credit scores and reports from all three major credit bureaus monthly.

Instead of writing a letter to manage a dispute, it pinpoints the actions you need to take in the next 120 days to help repair your credit. The patented ScoreBuilder does more than raise disputes.

If you want to use this for your business, it’s probably one of the best because you can brand the entire service as yours.

SmartCredit Key Features:

smartcredit features
  • Credit monitoring alerts.
  • Identity protection.
  • Credit reports are updated monthly.
  • Branded white label panel.
  • Full customer support. 
  • Overview of identity theft.

With these features, you can improve your credit score without filing any disputes. The best thing about SmartCredit is that you can manage your credit repairs in one place.

SmartCredit Pricing:

  • Reasonably priced at $29.95/month.

9. Personal Credit Builder

Best DIY Credit Repair Software

pcs

Personal Credit Builder software analyzes credit reports and automatically assigns disputes. Simply download, print and mail the letter. Overall, the process seems easy with 3 steps and very easy navigation.

They offer Windows-based credit repair software that automatically assigns a dispute letter to every bad spot on your credit report. You can import credit reports from IdentityIQ.com, 123IDScore.com, SmartCredit.com, and PrivacyGuard.com. 

This is probably the only software on this list that does not offer product refunds. No free trial. A one-time payment of $199.97 allows you to use the software for 18 months, or $11 per month, making it one of the most affordable software.

A maximum of 3 user credit repairs distinguish them. There is no free trial period like other options, so if you don’t like it, you lose $200.


10. TurnScor 

This is not for those looking for a quick fix. TurnScor is for people who want to understand their creditworthiness and the steps they need to take to fix it. TurnScor doesn’t have all the features of its more expensive competitors. However, it retains its great features and usability.

TurnScor offers a tracking system and dispute letter generator. After logging into the virtual portal, you’ll find a simple, automatically themed dashboard view to manage and organize your credit profile.

TurnScor is very competitive with an annual membership fee of $159. This gives you access to numerous educational resources, including training videos and e-books on the credit repair process. They clearly focus on helping their clients achieve lasting results on credit.


11. Credit Repair Magic

credit repair magic

Credit Repair Magic is an innovative credit repair system designed to improve your credit score.

Old but Good – Credit Repair Magic is repair software used in the credit repair industry since 1994. Get lifetime access to the software for a one-time fee of $97. If you try it and don’t like it, there’s a 60-day money-back guarantee.

Credit Repair Magic promotes the use of non-professional dispute notices to help their clients succeed. Use their automated tracker to keep track of disputes you’ve started and get emailed when it’s next on your to-do list.

You still need to print and mail your letter, so some preparation is required on your part.They won’t let you down during training either. Several learning opportunities are provided. Video tutorials, audio programs, videos, and e-books help you learn.


How To Start A Credit Repair Business

Starting your own credit repair business is not difficult. Once started it can be a very lucrative business and there is no limit to what you can achieve if you are willing to work hard and learn about the industry.

Bookmark this page now as this is one of the most comprehensive resources on starting a credit repair business. We cover everything you need to know to start from scratch until you get your first client.

What is a credit repair business?

Credit repair companies are fully regulated services that help consumers boost their credit scores or qualify for credit. Your customers will come to you with bad credit and your goal is to help them fix it. The specific services offered by credit repair services often involve disputing inaccurate negative information on your customer’s credit report.

You will manage the entire process, including dealings with credit bureaus, creditors, lenders and collection agencies on behalf of your clients.

Anyone can start their own credit repair business as long as they know about the process. Now that you know what a credit repair company does, let’s see what you need to know before you get started.


Be sure to follow all applicable credit repair laws.

The first thing we will cover are the legal requirements that you need to know before starting your credit repair business. It is extremely important to always follow all applicable laws and regulations so that you do not run into any problems.

All credit repair laws that apply to business owners can be divided into two categories:

federal and state. Federal law must be followed no matter what state you operate in, and each state has its own set of laws and regulations. For example, some states may require special permits and/or registrations, while others may not.

Legal obligation #1: Credit Repair Organizations Act (CROA).

The most important law (or code) you need to know is called the Credit Repair Organizations Act (CROA). It is a federal law passed in 1996 that regulates all credit repair companies in the United States and prevents credit repair companies from taking advantage of consumers or making false statements.

CROA is enforced by the US Federal Trade Commission (FTC), and the FTC has the power to sanction, amend, or even shut down any credit repair company that violates these laws. You can read the full AORC text here, but here are some key points:

  • You are prohibited from misleading your customers about the services you provide, the services you are about to perform, or making false warranties that are not respected.
  • You must provide your client with a written contract that your client must sign. This contract must include a provision that allows the customer to terminate the contract within three days.
  • You cannot pre-invoice any service. Most credit repair companies will provide an initial consultation and credit report analysis, and charge the client an initial fee once the work is complete.

Legal robligation #2: Bonds

A security deposit may be required in some states. A credit repair bond protects the consumer (your customer) from damages that may result from the actions of the credit repair company.

The amount of deposit required varies from state to state, and some states do not require a deposit at all. Loan repair service deposits typically cost between $200 and $300, depending on the amount of the bond.

Approval of bonds is not difficult and after approval an application form must be completed in addition to paying the above fees. Your application is based on your personal credit history, financial assets, tax liens, or other public records such as bankruptcy, business tenure, and bond. Once the application is complete, the process is very quick and can be approved within 24 hours.


Legal obligation #3: Licensing and Registration

At the time of this writing, none of the states we know of have formal “licensing” requirements. However, some states (currently about 25) have registration requirements.

For states with registration requirements, this usually requires completing an application and paying a registration fee to register your business as a credit service business (or other similar designation) in that state.

As far as we know, the following 25 states currently have some kind of registration requirement.

California, Delaware, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Minnesota, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin.

To learn about specific registration requirements in your state, call your state department of finance for more information. Now that you have a good understanding of the various laws and regulations that govern credit repair companies, let’s discuss the types of software you need to run your business efficiently.


Credit Repair Software for Businesses

Using a business credit repair software platform like DisputeBee is critical to your success in this business. With the right credit repair software, you can maximize efficiency and deliver faster and better results to your clients while reducing the amount of time you spend on monthly manual tasks.

With the right credit repair software, you can spend as little as 5-10 minutes each month on each client dispute. Most of the time you spend running your credit repair business is devoted to a few core tasks:

  • New customer onboarding and initial consultation.
  • Preparing and sending dispute notices to credit bureaus and furnishers.
  • Provide customer service and keep customers informed of progress.

If you can automate these repetitive tasks with credit repair software, you’ll get more money from the time you spend running your business, and you’ll be able to scale your operations as your customer base grows.

This is what your monthly client process would look like if you are using DisputeBee:

  1. You get a new client and profile them in DisputeBee.
  2. Ask your customers to get credit monitoring and give you their credentials.
  3. Enter a customer’s credit report into DisputeBee and review their credit report.
  4. Mass generation of dispute letters in just a few clicks.
  5. Click the other button to submit these disputes.
  6.  In 30 days, you’ll review all credit bureau responses and create new claims letters with just a few clicks.
  7. Repeat.

DisputeBee will automate all the following:

  • Keep track of your client list with their personal information and documents.
  • Import your customer’s credit file with just one click.
  • Identify negative credit report targets like debt collection, queries, late payments, bankruptcy, etc.
  • Automatically generate a ready-to-deliver dispute letter, with a credit bureau or vendor address, such as a collection agency, bank, or creditor.
  • Send these letters by USPS Certified or Standard Mail with just one click – you don’t need to download, print, or close envelopes.

Using effective, powerful, and easy-to-use credit repair software will be crucial to your success or failure as a credit repair business owner.


Creating A Website For Your Credit Repair Business.

Your public and customer-oriented website will be an extremely important part of your business. Your website will serve as the first impression of your business that a potential customer will see.

Your website should look professional, be user-friendly, and establish trust in your business and brand. It can also capture leads and register new customers so you can follow them up via email or phone.

A website called Theme Forest is a great place to find professional website templates. You can find templates available for most content management systems (CMS) and the easiest CMS to use is WordPress. Make sure to look for WordPress-compatible templates when searching for templates on Theme Forest.

You will also need to host your website somewhere. You can find affordable options by looking at what WordPress recommends for hosting like Bluehost. The advantage of using Bluehost is that they also offer templates that work seamlessly with wordpress.

Now that you know how to easily set up your credit repair business website, let’s talk about how to charge your customers to get paid.


How to Set Up Client Billing and Invoicing

Setting up to process credit cards can be confusing at first because there are so many intermediaries involved, but we’ll walk you through it here. Most credit repair software platforms (including DisputeBee) have built-in customer billing integration.

First, you need a so-called payment gateway. A payment gateway acts as the entity that securely receives credit card and customer information and sends it to a merchant account for processing.

The second thing you need is a merchant account. It acts as the entity that works directly with the acquiring bank to process each credit card payment and deposit it directly into your own business checking account.

The last thing you need is a recurring billing system that allows you to easily view, manage, and control all your bills. These systems also automatically handle monthly billing and customer billing so you never have to worry about it.

Once a customer has signed a credit repair agreement, they can subscribe and enter payment information directly from the customer portal (or you can manually collect payment information from the customer). After that, they will be billed automatically every month until they decide to cancel the service with you.

With credit repair software like DisputeBee, customer payments and subscription status are integrated directly into your dashboard. For example, if no invoice was issued in a particular month, the customer’s invoice status in DisputeBee is automatically updated to reflect that the customer is now in arrears. At this point, contact the customer to receive payment or stop processing credits.


Dispute Tips to Get Removals And Deletions For Your Client

This is one of the most important parts of the credit repair business. Your customers pay you to successfully remove inaccurate negative information from their credit reports.

You need to make sure you’re employing the most effective strategy that results in the highest removal rate. This contributes to customer satisfaction and can result in customers referring more customers to your business.

With DisputeBee for your credit repair software platform, there are a number of highly effective letter templates built into the system. Below are some of the most popular strategies that have proven effective and are built into their credit repair software: 

Strategy 1: Initial credit freeze.

As soon as you have a new customer and have access to their credit report, you’ll probably want to freeze their credit at LexisNexis and SageStream. Freezing customer credit with these organizations will ensure that no one can access your customer’s credit information.

The reason you’re doing this in the first place is to prevent the three main credit bureaus (TransUnion, Experian, and Equifax) from being able to cross-reference their own data with SageStream and LexisNexis. This will cause more deletions as the credit bureaus won’t be able to “verify” your customer’s account or claims with these other third parties. 

Strategy 2: Delete old and outdated addresses.

Another step you can take for each customer as soon as they sign up is to remove all old and outdated addresses from their credit record.

Sometimes old billing and collection accounts can be linked directly to these old addresses. As a result, removing them from a customer’s credit report can make it more difficult to verify these accounts.

The electronic verification system used by credit bureaus (known as E-Oscar) will even sometimes automatically remove it when the address on your customer’s credit report cannot match the information accounts kept at a collection agency or creditor.

Strategy 3: Dispute collections and Charge-off accounts. 

One of the most common negatives your customers will inevitably have on their credit report is collections and deductions. Challenges to these factors often rely on the application of laws such as the Fair Credit Reporting Act (FCRA).

FCRA Sections 609 and 611 work together to specify what information credit reporting agencies must provide, upon request, to consumers as well as your rights to request an investigation. If any information on your credit report is found to be inaccurate or unverifiable, that information must be corrected or removed from your credit report.

Strategy 4: Disputing Inquiries

This is what you rely on to dispute inquiries for your clients:

  • Disproving a factual record of access
  • Proving or claiming identity theft
  • Proving a lack of permissible purpose

Section 604 of the FCRA defines exactly what the permissible purposes are, defining the conditions under which certain types of businesses may access consumer credit reports.

Other strategies here include freezing customer credit reports with SageStream, a secondary bureau that TransUnion, Experian, and Equifax sometimes use to verify claims.

Strategy 5: Disputing Other Information

As you become more familiar with credit reports and the type of negative information found in them, you can begin to challenge more types of information for your clients.

Most credit repair software contains default letter templates that can be used to dispute revenues, claims, late payments, fees, claims, and certain types of public documents such as bankruptcy. After you have some experience, you can even use your own custom letter templates after figuring out which one works best for you and your clients.

Onboarding Your First Client

Winning your first customer is exciting and will give you the opportunity to grow throughout the customer lifecycle, from start to finish. Here’s a rough timeline of how you’ll get started with your first client:

Preliminary consultation.

This step allows you to review your customer’s credit report and determine if they are a good candidate for your service. This includes identifying negative information in a customer’s credit report and determining what information may be inaccurate or unverifiable. Many credit repair companies will offer this initial consultation for free, so you should try to keep it short and straight to the point. Let your customers know what types of information you will dispute with them and what they can expect.

Customer contract.

The next step is to get your customer to sign your credit repair agreement. This document must comply with the Credit Repair Organizations Act and must be signed before you can begin providing credit repair services to your customers.

First working cost.

Remember that the Credit Repair Organizations Act also prohibits credit repair companies from charging a fee prior to providing service. Your first job fee, which should be set out in your contract, may include things like initial document processing. When you offer this service to your clients, you can charge them an initial labor fee.

Monthly dispute cycle.

At this point, you will begin your monthly dispute cycle as described earlier in this article. You will continue to dispute inaccurate negatives on your customer’s credit report until all disputes are resolved or your customer wishes to cancel your service.

You are now ready to start your own credit repair business. Starting a business takes a lot of effort, but with persistence and discipline, the possibilities are endless. 


Frequently Asked Questions

What Does Credit Repair Software Do?

Credit repair software will help you remove negatives and inaccurate information from your credit report.

How Much Does Credit Repair Software Cost?

Most credit repair software will start at $179 per month with payment plans up to $599 per month.
Well, this is the case with credit software in the business sector. If you are looking to fix your own credit score, most personal credit repair software ranges from $19.99/month to $99/month.

Do Credit Repair Companies Really Work?

Credit repair companies work when you do. It takes some time and effort to really make all the options listed here work. If you let it slip or forget your credit recovery goals, they won’t do it for you. Most of them will at least send you a reminder.

Restoring credit takes patience. It takes at least 4-6 months for people to see a definite improvement in their credit score after working with a credit repair company. If your credit information is complicated, it may take longer.

What is the best course & membership platform for offering credit repair products?

Podia is a course learning platform that can be used to create, market and sell online courses and membership sites. This is very important. You can teach others how to repair their credit, or add this as an additional service once your customer’s credit has been repaired.

What is the best credit repair landing page builder?

Leadpages is the ultimate solution for anyone looking to create and maintain their own credit repair website. The Landing Page Builder creates websites, landing pages and even lead magnets.
If you’ve ever wondered how the big credit repair companies are growing so fast, it’s because they have systems in place to generate leads and automate the signup process.

Conclusion

Repairing damaged credit can be stressful and costly. Investing in credit repair software will give you the help you need to clean up your reports.

The best credit repair companies are those that provide the features, pricing, and interfaces you need for your credit journey. So make a list of what you want from a credit repair company.

Whether you want to repair your own credit or start your own credit repair business, there’s the right credit repair software for you in the list above.

Be sure to checkout Credit Repair Cloud and take the Credit Hero Challenge that will guide and give you more training on how to start a credit repair business.

Last updated on June 14th, 2023 at 05:29 am

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